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✦ Federal 7: race, color, religion, national origin, sex, disability, familial status
✦ RACE has NO exemptions ever (Civil Rights Act 1866)
✦ FSBO exemption: owner of ≤3 homes, NO agent, NO discriminatory ads
✦ Mrs. Murphy: owner-occupied ≤4 units — again, never for race, never with an agent
✦ States/cities often ADD classes (age, source of income, orientation) — more protective wins