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Protected Classes & Exemptions
National · Fair Housing & Ethics — free cheat sheet for the real estate licensing exam.
⚖️ Fair Housing & Ethics
📋 The 1-minute cheat sheet
- Federal 7: race, color, religion, national origin, sex, disability, familial status
- RACE has NO exemptions ever (Civil Rights Act 1866)
- FSBO exemption: owner of ≤3 homes, NO agent, NO discriminatory ads
- Mrs. Murphy: owner-occupied ≤4 units — again, never for race, never with an agent
- States/cities often ADD classes (age, source of income, orientation) — more protective wins
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Questions students ask
Is Protected Classes & Exemptions on the real estate exam?Yes. Fair Housing & Ethics is a scored domain on the real estate licensing exam, and this topic appears in the national portion.
Is this cheat sheet free?Yes — every page on CinnaPrep's resource library is free to read, print and share. The app adds practice questions, mock exams and a readiness score.
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