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Loan Types — Quick Compare
National · Financing & Lending — free cheat sheet for the real estate licensing exam.
🏦 Financing & Lending
📋 The 1-minute cheat sheet
- Conventional — not gov-backed; <20% down usually needs PMI
- FHA — insured by FHA; low down (~3.5%); mortgage insurance
- VA — guaranteed for eligible veterans; often 0% down; no PMI
- USDA — eligible rural areas; can be 0% down
- Gov programs INSURE/GUARANTEE loans — lenders still lend
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Questions students ask
Is Loan Types — Quick Compare on the real estate exam?Yes. Financing & Lending is a scored domain on the real estate licensing exam, and this topic appears in the national portion.
Is this cheat sheet free?Yes — every page on CinnaPrep's resource library is free to read, print and share. The app adds practice questions, mock exams and a readiness score.
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